Watch before you dispute
A generic letter may miss the detail that matters.
See why comparing all three bureaus first can make your next step clearer.
Credit Report Dispute Kit
The simple next step
See possible issues before you decide to pay.
Upload your Equifax, Experian, and TransUnion reports. The free scan shows the possible issue count. If issues are found, you choose whether to generate the $199 ready-to-mail packet.
You review, sign, print, and mail the letters yourself. No deletion, score increase, loan approval, debt erasure, or legal result is guaranteed.