Not a Law Firm
Credit Report Dispute Kit is not a law firm and does not provide legal advice, legal representation, credit counseling, debt settlement, or financial advice.
No Credit Outcome Guarantee
We do not guarantee that any credit bureau, furnisher, collector, lender, court, or other third party will remove information, increase a score, make a payment, settle an account, approve credit, or take any specific action.
Customer Review Required
Generated letters are based on uploaded reports and information provided by the customer. The customer must review each letter, confirm the facts are accurate, sign the letters, and decide whether to mail them.
Educational Information
Website guides and explanations are for general educational purposes. They are not a substitute for legal advice from a licensed attorney or personalized financial advice.
Third-Party Responses
Credit bureaus and furnishers may accept, reject, verify, update, correct, or delete information based on their own investigation and records. Results vary by consumer, report, account, bureau, and furnisher.
Partner Referrals
Any partner or referral service is separate from Credit Report Dispute Kit. Partner services may have their own terms, pricing, privacy practices, and service limitations.